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Clear Financial Strategies
Independent · Fee-Only · Fiduciary
Health and welfare plans

The health plan you sponsor is an ERISA plan too

Fiduciary duties apply to employer health and welfare plans as well as retirement plans. We do not offer health and welfare plans. We consult on fiduciary best practices for them, including vendor oversight, cost review and documentation.

Topics

What we consult on

  • Evaluating what your carrier and broker are paid and what they disclose
  • Vendor and pharmacy benefit oversight
  • Plan documents and required filings
  • Committee process

We do not sell insurance or recommend insurance products. Our role is fiduciary best-practice consulting only.

Educational only. Not legal advice. Consult your ERISA counsel.

Ready to talk?

A no-obligation conversation about your plan. We will listen first.

Get the ERISA Employer Report CardRequest a plan review