Ponte Vedra, FL · Fee-only · Fiduciary
Fiduciary clarity for plan sponsors.
Clear Financial Strategies is the fee-only resource Northeast Florida employers rely on to run their retirement and health plans with a documented fiduciary process.
Who we serve
Built around the employers that sponsor plans and the people who run them
From the practice manager to the managing partner, we work with Northeast Florida employers that sponsor retirement and health plans, and with the owners and executives behind them.
Medical and Healthcare PracticesPhysician groups, dental, specialty and home health practices: a fiduciary process that fits how a practice runs.See how we help →Professional Services FirmsLaw, accounting, engineering, architecture and IT firms: benchmark what your plan costs, then document why you decided what you did.See how we help →Owners, Partners and ExecutivesWealth management coordinated with the decisions you already make for the company’s plan.See how we help →
How we help
One documented process for the responsibilities every plan sponsor carries
Educational and process-focused. Not legal advice; consult your ERISA counsel.
Retirement Plan Fiduciary Services3(38) discretionary and 3(21) co-fiduciary support.Learn more →Fee BenchmarkingKnow what your plan costs and compare it with what is reasonable for plans of your size.Learn more →Plan Design and ComplianceTesting, deposits, bonds and the plan features that fit your workforce.Learn more →Investment Committee SupportAgendas, minutes and a written policy so your decisions are on the record.Learn more →
SECURE 2.0What the new rules mean for plans like yours, in plain English.Learn more →Health and Welfare Plan GovernanceFiduciary best-practice consulting for the health plan you sponsor.Learn more →Cash Balance PlansFor owners who want to save beyond the 401(k) limits. We coordinate with actuaries.Learn more →Wealth ManagementFor owners, partners and executives, coordinated with the company plan.Learn more →
Free self-assessment
Get the ERISA Employer Report Card
Learn how effective your plan management process is. Score yourself on 14 yes/no/not-sure questions about fiduciary governance, investments, fees and plan operations. Educational only.
How we work
Six steps, for every plan and every client
One process guides all of our work: fiduciary services for the retirement and health plans you sponsor, and wealth management for the owners, partners and executives behind them.
1Understanding Goals and ObjectivesWe begin by listening: what your plan, your organization and your own wealth are meant to accomplish.
2Gathering DataWe collect the documents, fee disclosures and records that show how your plan and your finances work today.
3Analyzing and EvaluatingWe compare what we find with your goals and with the standards a fiduciary is expected to follow.
4Develop and PresentWe put our findings and options in writing, then walk your decision makers through them.
5ImplementationWe help you carry out the decisions you make, and document them.
6Monitoring and AdjustingWe review on a regular schedule and adjust as your plan, the law, your business and your life change.
Why Clear Financial Strategies
Northeast Florida’s fee-only resource for plan sponsors
Our team is built around one idea: a plan sponsor should be able to show, on paper, how every fiduciary decision was made. We are fee-only.
The team draws on 40 years of industry experience from Allen Bronton, AIF®, PPC®, author of Fiduciary Financial Responsibility | The Good, The Bad and The Ugly (anticipated release November 20, 2026), and on more than 100 years combined with our outside partners.
Fee-only by design
Compensated by fees, not commissions on products.
A fiduciary process you can document
Six steps that leave a written record for your committee.
A team, not a single advisor
Experienced advisors and mentored new advisors, with outside specialists in tax and plan administration.
Join our team
Build your career in ERISA plan fiduciary work.
We are growing our team of retirement plan advisors in Northeast Florida. Established advisors with a book of business, and new advisors who will be mentored, are welcome to talk with us.
Ready to talk?
A no-obligation conversation about your plan. We will listen first.
Our office
Ponte Vedra, Florida
90 Fort Wade Rd, Suite 100, Ponte Vedra, FL 32081
By appointment, Monday through Friday, 9:00 AM to 5:00 PM Eastern
Serving Northeast Florida and Chicago North Metro